My pocket EDC has been the same for years and is effectively my "core." Smartphone. Essential for communication, information collection, navigation, weather, and reference. Wallet always with plenty of cash, credit card, debit card, spare credit card if traveling, Fresnel lens, BandAid or two, DL, CHL, health insurance and auto insurance cards. Lately, Bogota picks and a TIHK clipped in the fold. I assure you this is not "over stuffed" as some like to discuss with wallets. Streamlight MicroStream Kershaw Leek. I have two and alternate to use the model that contrasts least with the color pants I'm wearing. White, plain, handkerchief Fenix F-701 Auto key fob, house and office key suspended on a Tech Accessories P-7 clip. When I can carry a handgun, I do. I used to do so more frequently, but I typically tuck my shirt in so that prevents concealment. I'm ok with it too.