Years ago before I got into EDC I was interested in having a very thin, minimalist wallet. As a way to keep my wallet thin, I put a bunch of those smaller store and loyalty cards on my keychain so I wouldn't have to carry the corresponding larger card in my wallet. Now, as an EDCer who enjoys having useful keychain tools but still likes to have a keychain that's not overly bulky or heavy, I have relocated all those store, loyalty and gift cards to the glove compartment (since I usually can't go to any of those places to use the cards unless I drive there). So now my keychain has keys, and just a couple of tools. Nitecore Tube and small knife or multitool. My wallet now has cash & only the cards that I use at least once a week, credit card, debit card, DL, ins, etc. For those times when I think I might need a bottle opener and I don't have one on my keychain, the Pocket Monkey goes in the wallet. I usually have a larger SAK and a Fenix E05 in my RFP on a P7 clip, but not always. What's your carry strategy?