This is going to be preaching to the choir for many if not most here, but this morning I experienced a great example of why splitting things up is a good idea. I make my grocery store runs early on Sunday morning because A) this seems to be the de facto designated time for pathetic, older, single males to shop and B) there are fewer people there hyperventilatiing about how they must complete their grocery gathering in 18.5 minutes so they can race to pick up little Aarkin from his ballet lessons or whatever. So I'm going through the self-checkout and get to the point where it's time to pay, bill was a little over $90. I reach to my back pocket for a credit card from my wallet and my wallet is not there. There's a brief, internal "Ahhh!", that sinking feeling, an the muffled utterance of a profanity. My wallet is "always" in my daily-wear pants, along with all my other pants-located edc items. I hang these pants on a hook in the closet when I'm not wearing them. However, I had removed my wallet to make an on-line purchase and failed to replace it immediately. It was still sitting on the kitchen table. Okay, so I start to consider my options... Worst case, I bag up my items and wheel them over to the customer service counter and explain that I have to go out to my vehicle. There I've got a stash with, among other things, a credit card and some cash. Thinking further, there's my money clip in my front pocket which, fortunately, I had not neglected to keep stocked. (I try to keep a couple hundred bucks in it. I can do this as I'm single. I've noticed you married guys usually have around $3 on you at any given time.). Phew! Peel off a bunch of $20s, feed the machine, get my change and receipt, and I'm out the door being really careful not to get pulled over by a cop on my way home as I don't have my driver's license, either. A cautionary tale.