And this is why I hardly ever come here. There is such a thing as overkill and this person demonstrated it. Here is what a list would normally look like when going for a ride for a few hours (not camping or cross country riding). Maybe a spare tube but kept in the car. Pump kept in the car. Not my complete wallet: one credit card, drivers license, and my AAA card also in the car. Phone - in the car. BTW if you need a rain jacket then don't ride that day. This coming from someone that loves to ride.